Homes at 8th Street Townhomes start at just $235,000, offering one of the most affordable new construction opportunities in Northwest Colorado. For many buyers, that price point combined with the low down payment and long-term fixed rate mortgage means monthly payments can be competitive with or even lower than renting.

These homes aren’t just affordable—they’re brand new. That means fewer maintenance concerns, modern building standards, and energy-efficient systems designed to save you money over time. With new appliances, fresh finishes, and smart layouts, you can move in with confidence knowing that your home is built for comfort and built to last.

To qualify, your household income needs to fall at or below 140% of the Area Median Income for Moffat County. The home must be your primary residence, and you’ll complete a short homebuyer education course to prepare for the process.

The affordability of these homes is protected for the long term—30 years, to be exact. That means this investment doesn’t just benefit one family—it supports the community and future homeowners, too.

Thanks to the partnership with local real estate professionals and financing support through the Impact Development Fund’s Affordable Housing Investment Fund (AHIF), purchasing a home at 8th Street comes with financing options that make homeownership realistic for more people. Qualified buyers can access a fixed-rate mortgage at just 3.0% interest with a loan term of up to 30 years. The maximum loan amount is $400,000, and the required investment is remarkably low—just $1,000 or 1% of the purchase price, whichever is greater.

Sari Cobb: sari@saricobb.com

Chuck Cobb: chuck@chuckcobb.net

Stacey Mathers: stacey@staceymathers.com